Compare 10+ banks & NBFCs instantly. Find the best personal loan match for your profile — completely free.
Check Eligibility NowOur intelligent engine matches your profile with the best available loan options
Our algorithm analyzes salary, CIBIL score, FOIR ratio, and pincode to find your best matches with precision scoring.
Comprehensive pincode coverage across India. We check if banks and NBFCs actually operate in your area.
We match your credit score against each bank's minimum requirement and calculate your eligibility strength.
Three simple steps to find your perfect loan match
Fill in your basic info, address, salary, existing EMI, and credit score.
Our engine checks pincode coverage, salary, CIBIL, and FOIR against all banks.
See your eligible banks ranked by match score with detailed breakdowns.
Join thousands of borrowers who found their ideal loan match in under a minute.
Start Free CheckFind answers to common questions about eligibility checks, credit scores, and agent partnerships
Hand to Hand Fintech is an intelligent platform that lets you check your personal loan eligibility across 10+ major Indian banks and NBFCs in under 60 seconds. We analyze your credit profile, salary, location, and existing liabilities against complex bank lending rules to find your best matches.
Yes, our eligibility check is 100% free and always will be. Checking your eligibility on our platform is a "soft search" and does not impact your CIBIL credit score in any way.
Typically, you will need your PAN card, Aadhaar card, last 3 months' bank statements, salary slips (for salaried individuals), or business proof (for self-employed individuals).
Our matching engine uses real-time bank policies, credit criteria, FOIR calculations, and location mapping. While highly accurate (90%+ alignment with bank decisions), the final loan approval and interest rates are determined solely by the partner bank/NBFC after physical document verification.
You can sign up as a Referral Agent, check eligibility for your clients, submit their applications, and track progress on your Agent Dashboard. You earn payouts/commissions for every successfully disbursed loan.
Have queries, partnership requests, or need support? We are here to help.
handtohandloans@gmail.com
We reply within 24 hours
Monday to Saturday
9:00 AM - 6:00 PM IST
Your personal and financial information is fully protected under bank-grade security protocols.